La financiarización de la vivienda es el resultado de la expansión del capitalismo neoliberal y su propensión a la mercantilización de todas las esferas de la vida. La desregulación neoliberal favorece al sector privado al apropiarse de la vivienda y transformarla en un producto básico.
La transformación completa de la vivienda en bienes, no solo una mercancía en los mercados inmobiliarios, sino también en los mercados financieros. Esta transformación permite la especulación y la reducción de la función social de la vivienda, como una necesidad social esencial y un derecho humano fundamental.
Además, una mezcla de nuevas leyes y desregulación facilita la posibilidad de que el sector privado financie y permita la especulación.
Contra el poder de las finanzas en la vivienda y en las ciudades. Decidimos tener una campaña de amplia base que habla sobre las diversas formas de financiarización, y daba una gran oportunidad a los grupos miembros para impulsar sus propios problemas. Aunque esto hubo un acuerdo general para tener una campaña de concienciación que incluía luchas locales.
Los bancos, las élites, los inversores y los desarrolladores inmobiliarios se han vuelto aún más ricos, mientras que las desigualdades crecen. Las ejecuciones hipotecarias, los desalojos forzosos y la falta de vivienda aumentan en Europa a medida que disminuye la oferta de vivienda y se privatiza con fondos de inversión. Por otro lado, se construyen apartamentos de lujo y espacios de oficinas que permanecen vacíos. La vivienda se ha convertido en una mercancía.
Las causas subyacentes de estos procesos están siendo descubiertas y denunciadas; la acumulación de capital en nuestras ciudades conduce a la mercantilización y la financiarización de la vivienda, en beneficio del sector privado y en detrimento de los habitantes de las ciudades. Las ciudades se usan para generar ganancias. Se violan los derechos humanos a la vivienda y a la ciudad.
Llamamos a todos los movimientos europeos de vivienda, también a la sociedad en general, a alzar sus voces contra la financiarización de nuestras ciudades y hogares. Exigimos viviendas decentes y asequibles para todos.
Hace unos días nos reunimos con Fátima Lorenzo directora ejecutiva de Ciudades Alternativas República Dominicana invitadas por las compañeras de Oxfam Intermon en la ciudad de Valencia.
Estuvimos intercambiando experiencias en la lucha por la vivienda digna y nos contaron que Oxfam Intermón junto con colectivos y movimientos sociales de República Dominicana como CasaYa y Ciudades Alternativas han lanzado la campaña #CambiemoPrioridades que tiene como objetivo que el gobierno dominicano destine el 1% del PIB anual, que actualmente no gasta de forma eficiente ya que se destina a entidades duplicadas, gastos de representación, publicidad, etc., a reducir el problema de vivienda que sufre el 71% de la población.
Exactamente 6.738.423 personas en República Dominicana carecen de vivienda digna, es decir, que no tienen vivienda o si la tienen no reúne las condiciones básicas de habitabilidad (suministros, sanitarios, etc.) y están construidas con materiales inadecuados, aun siendo un derecho constitucional igual que en España.
A pesar de que República Dominicana ha sido la economía con mayor crecimiento en los últimos 30 años en América Latina, la inmensa mayoría de la población queda excluida de los frutos de ese desarrollo. El 45% de la población está en riesgo de exclusión social.
República Dominicana es un país conocido como un lugar paradisíaco para ir de vacaciones, esconde una realidad de desigualdad extrema que impide que millones de personas en el país no vivan dignamente.
Piden apoyo a la campaña firmando la postal dirigida al Presidente de RD, una declaración de apoyo o entrando en la web y firmando www.cambiemoslasprioridades.org
Nosotras le contamos como poco a poco nuestra campaña Romper desde abajo, donde empezamos a intentar cambiar las políticas en materia de vivienda en Ayuntamientos con mociones, en Comunidades autónomas con las Leyes Autonómicas de Vivienda y que estábamos en el punto de llegar a instancias del Congreso y presentar nuestra #LeyViviendaPAH a nivel Estatal.
Les hemos explicado las 5 demandas, el texto legal, y la campaña que llevábamos y hemos quedado en compartir todo este material para que puedan leerlas y tenerlas en cuenta.
A few days ago we met with Fatima Lorenzo executive director of Alternative Cities Dominican Republic invited by the partners of Oxfam Intermon in the city of Valencia.
We were exchanging experiences in the struggle for decent housing and told us that Oxfam Intermón together with groups and social movements of the Dominican Republic as CasaYa and Alternative Cities have launched the campaign #CambiemoPrioridades that aims to the Dominican government allocate 1% of GDP Annual, which does not currently spend efficiently since it is intended for duplicate entities, representation expenses, advertising, etc., to reduce the housing problem suffered by 71% of the population.
Exactly 6,738,423 people in the Dominican Republic lack decent housing, that is, they do not have housing or if they do not have the basic conditions of habitability (supplies, sanitary, etc.) and are built with inadequate materials, even being a right Constitutional as in Spain.
Although the Dominican Republic has been the fastest growing economy in the last 30 years in Latin America, the vast majority of the population is excluded from the fruits of that development. 45% of the population is at risk of social exclusion.
Dominican Republic is a country known as a paradisiac place to go on vacation, hides a reality of extreme inequality that prevents millions of people in the country do not live worthily.
They ask for support for the campaign by signing the postcard addressed to the President of the DR, a statement of support or entering the web and signing www.cambiemoslasprioridades.org
We tell you how slowly our campaign Break from below, where we began to try to change the policies on housing in municipalities with motions, in autonomous Communities with the Regional Laws of Housing and that we were on the point of arriving at the request of Congress And present our #LeyViviendaPAH at State level.
We have explained the 5 demands, the legal text, and the campaign we had and we have been left to share all this material so that they can read them and take them into account.
On June 20th we learned that the United Nations Committee on Economic, Social and Cultural Rights (ESCR) stated that eviction of tenants without a housing alternative, under its current regulations, constitutes a violation of the Human Right to Adequate Housing. The Committee judged a case of eviction by termination of the rental contract of a room, taking place in 2013 in the district of Tetuán in Madrid (Spain), which ended with a family of four sleeping in a car. Neither the Municipal Social Services nor the Housing Institute of the Community of Madrid (IVIMA, by its Spanis acronym) nor the Court itself prevented the eviction; neither did they provide housing for a family unit with two children aged 1 and 3 years old at the time1.
In its conclusions, the United Nations declares a violation by the Spanish State, ordering the reparation of the damage caused to the family and urging the Government to put forward a plan of profound reform in the matters of rent and housing within a period of 6 months, as the Committee appreciates a situation of structural breach of rights. You may consult the ruling following this link (in Spanish):
The conclusions of the United Nations point to State responsibilities with implications for all of its government levels, from municipal social services, unable to attend something as basic as a family’s right to adequate housing, to the Congress of Deputies2, responsible for a procedural legislation that turns the courts into management offices for the housing market without even allowing judges to take into consideration the situation in which the people who are going to be evicted are left.
As we have denounced after hundreds of thousands of evictions since 2009, in Spain there is a structural violation of the Right to Housing enshrined in the Declaration of Human Rights and in the Spanish Constitution of 1978, with irreparable social damages for the most vulnerable sectors of society.
This horrific outlook of social emergency has led the Platform for People Affected by Mortgages. (PAH) and the housing movement in general to organize to stop thousands of forced evictions and recover thousands of empty apartments from financial institutions to turn them into homes. In doing this, we have verified that the struggle for the Right to Housing relates to people with mortgage, indebted, evicted, renting a house, working without fixed contract, squatting, inhabitants of self-constructed homes and homeless people, bringing us all together in the face of abuses of a ruthless housing market3.
In this regard, the victory of the Madrid family that has sued the State with the result of this legal sentence is also a victory for the whole movement. This reaffirms our reasons and makes civil disobedience campaigns (such as #StopDesahucios = StopEvictions, Obra Social to rehouse people in empty bank-owned apartments and others) and proposals to change unjust laws (such as Popular Legislative Initiatives and #LeyViviendaPAH = PAH Housing Law) more necessary than ever.
Our proposal for a Housing Law that includes several of the United Nations recommendations will be discussed in Congress in September. In this context, the PAH will demand that all congressmen and congresswomen take a stand on compliance with Human Rights in housing, as we have demanded every day in the streets for the past eight years.
We will not put up with more violations of Human Rights,
We will not tolerate any further evictions!
Platform for People Affected by Mortgages., July 6, 2017.
1 The UN points out as particularly glaring the inaction of Madrid’s autonomic authorities, which claimed lack of enough housing to protect this family (and thousands of others also evicted in the region), while at the same time public housing was sold to international capital vulture funds. See ruling, paragraph 17.
2 Constitutional body representing the Spanish people.
3 The Spanish government claimed via its representative in front of the United Nations that rental contracts among individuals are extraneous to the State’s responsibility, which may not interfere in “private” business. The Spanish government denied as well any wrongdoing, going so far as to claim that the rental market is not subjected to international Human Rights law.
With the topic “Capital and the City” this years’ meeting of European Action Coalition for the Right to Housing and to the City delves into the connection between the city and the economic powers that increasingly seek to plunder it. In particular, we look at the position of housing and large urban development agendas in this, having become among the main processes driving contemporary global capitalism.
Where cities are for most a home, for some they are investment vehicles. That in itself is nothing new, but the degree to which we, the inhabitants, are becoming subjected to this is unprecedented. And as to be expected, this leads to extreme excesses on both sides of exploitative reality.
On the one side, we can recognise how inhabitants over the years have become increasingly vulnerable in sustaining their housing situation – with the devastating impact of mortgage defaults, evictions or even outright fraudulent expropriations, the lives of often the most defenceless have been ruined as result.
On the other side, we can witness a cloud of restless international capital hovering over our cities, seeking for investment opportunities in an increasingly nervous economic climate.
Over the last decade, most of the money “created” by private banks has been channelled into real-estate, rather than into “productive” parts of the economy. This results directly in higher housing prices and bubbles in financial markets. It may be clear that those investments are not made to provide their investors with a sustainable housing situation – rather, they create assets for which inhabitation has never been a priority. Empty shells of real-estate “excellence” in international investment schemes. For most of us, there is obviously no place in this market.
It is not accidental that this topic features prominently at the meeting in Belgrade. Not only a trajectory of over 25 years of manipulatively engineered economic crisis, poverty for large part of the population, but equally emerging business opportunities to a select number of individuals have created a playing field for devastating urban practices and forms of city development.
Click here for more information: ReportBelgrado
Londres se levanta con trágicas noticias de un edificio de vivienda pública incendiado a pesar de que muchas llamadas de alerta se hicieron sobre los riesgos de accidente al distrito donde se encuentra el edificio de Grenfell. 58 personas han muerto (y el número aún puede aumentar), muchas están heridas y muchas más han perdido sus casas.
El edificio de Grenfell se encuentra en una de las zonas más exclusivas de Londres (en el distrito de Kensington y Chelsea) y a pesar de ser una de las zonas de mayor poder adquisitivo en el planeta, las inversiones en vivienda pública han ido decreciendo y los recortes a los derechos básicos han continuado a impactar negativamente la vida de quienes habitaban la torre de Grenfell.
Este acontecimiento es la indignante representación de un modelo económico basado en la austeridad para los más pobres.
Desde la PAH queremos solidarizarnos con quienes han perdido a sus seres queridos en este incendio y queremos denunciar la falta de atención, inversión y humanidad por parte de la administración pública. Nos unimos a nuestras comPAHñeras del Radical Housing Network en demandar #JustifeforGrenfell
London rises with tragic news of a public housing building set on fire despite the fact that many warning calls were made about the accident risks to the district where the Grenfell building is located. 58 people have died (and the number may still increase), many are injured and many more have lost their homes.
The Grenfell building is located in one of the most exclusive areas of London (Kensington and Chelsea) and despite being one of the areas with the highest purchasing power in the world, investments in public housing have been decreasing and the Cuts to basic rights have continued to negatively impact the lives of those who inhabited the Grenfell Tower.
This event is the outrageous representation of an economic model based on austerity for the poorest.
On behalf of PAH we want to show solidarity with those who have lost their loved ones in this fire and we want to denounce the lack of attention, investment and humanity on the part of the public administration. We join our Radical Housing Network partners in suing #JusticeforGrenfell
The Rosa Luxemburg Stiftung Foundation invited the PAH to participate in the World Social Forum in Montreal in 2016, which was held in August, covering all transportation and accommodation expenses during the stay in Montreal,
The World Social Forum aims to bring together tens of thousands of people from civil society groups, organizations and social movements who want to build a sustainable and inclusive world where each person and each people has their place and can make their voices heard. The WSF of 2016 was the first forum held in the Northern Hemisphere.
The PAH participated in a roundtable discussion on urban housing, displacement and gentrification in the framework of the right to the city that took place on Friday, August 12 in a room with capacity for 200 people. The panel was named “The Fight for the Life of the Global City”.
The panel lasted 2 hours and 30 minutes, where 60 minutes were spent for presentations, 20 minutes each presenter. After the presentation, there was a discussion of questions and answers.
In content that Rosa Luxemburg asked us to cover in our presentation:
How are activists and policy makers creatively using Right to the City frameworks to enhance political participation, develop quality housing and public spaces, increase cultural diversity, and develop inclusive citizenship? Questions to include in the presentation are:
• How are you using the Right to the City Frames in your local work?
• How does our work increase citizen participation? How does our work bridge the urban-rural divide?
• What specific challenges to the Right to the City that we face in our local work?
• How are we working or fighting against local and national institutions in advancing a Right to the City agenda?
• How do we see international organizations and conferences as platforms to promote a Framework for the Right to the City?
We also participated in the convergence assemblies for the right to housing, where housing groups from 5 continents attended, and which took place on Wednesday and Thursday from 4:00 p.m. to 6:00 p.m., thus learning from the problematic In terms of housing that other countries have and how they face it, exchanging experiences and international contacts.
In addition we not only participated during the convergence assemblies but also in the meetings of organization of the same contributing ideas that would be debated during the said assemblies of. This invitation was extended to us as part of the European Coalition which was invited by Novox and Frapru, the local movements for the right to housing in Montreal, who were the driving force behind these assemblies.
One of the proposals made by the PAH in these convergence assemblies was to build a network of social networks on Twitter and Facebook at the international level of the different movements in the fight for the right to housing to support campaigns that are carried out in different countries . This proposal is very well accepted.
The European Action Coalition for Right to Housing and Land was formed in 2013 to demand a compulsorily applicable right to housing. It should also protect us from speculation, having as its main goal the end of forced evictions without alternative social housing, all following the slogan “’No People Without Homes, No Homes Without people”
The European Coalition is currently formed by 24 collectives from 18 countries across Europe, namely: Portugal, Spain, France, England, Ireland, Scotland, Germany, Italy, Croatia, Serbia, Poland, Romania, Greece, Czech Republic, Belgium, Netherlands and Hungary.
European cities are collapsing and being rebuilt as per the elite’s vision. In all scenarios banks and private financing institutions make profits with real estate, being it old or new. This “regeneration” keeps money within a certain area of the city and people out of them. It is clear for all that a city cannot function without a working class; such a model is hopelessly unsustainable, but for the finance sector it is all about short term profit, so they will not be aware of such an issue.
We envision a different kind of city. We know that local communities yearn for the long term experience of a true democracy. Communities for the people. Some of us come from these communities and some of us work in this direction for them, we are citizens embodying the means and the end of the fight for the right to housing and the city.
Empowerment comes from acting together and feeling our collective strength. Because of this, the European Coalition wants to act against speculation: speculation which generates evictions, displacement, gentrification and which denies people their right to dignified and affordable housing.
To achieve all this we have the goal to strengthen the bonds among our groups, collectivizing different resources and tools beyond national borders.
We do this by:
-sharing knowledge, analysis and strategies
-building relations across social movements, thus creating conditions for international solidarity
The Coalition is slowly building capacity to organize common actions to heighten visibility of the current housing disaster and place its root causes in the spotlight. Experience tells us that this is no easy task, as the housing crisis is masked with no specific and obvious agent behind it, taking place in countries where rulers claim good intentions. But the truth remains that our crises have arisen through decades of State-sponsored deregulation and liberalization. We not only want to turn this situation around, we also want to support the development of other housing alternatives, knowing that this can only happen through power-building of social movements across Europe.
As an example of the work we carry out together, last October we organized a joint action throughout the different countries of the Coalition under the message #StopEvictions and #EuropeNot4Sale hashtags that you can follow on Twitter.
And in the last biannual meeting of the Coalition last weekend in Dublin, we began to prepare a new European-wide campaign about financialization, focusing on stopping public real estate properties being sold to vulture funds!
I brought along 12 copies of a book written by the European Coalition in collaboration with Rosa Luxemburg Stiftung, “Resisting evictions across Europe” where we explain more thoroughly our objectives and the work carried out by each Coalition member.
Habitat III – Quito Ecuador 17-20 de octubre 2016
LA PAH asistió al encuentro de Habitat III en Quito gracias a una invitación de la Fundación Rosa Luxemburgo.
Habitat III es el encuentro más grande que organiza la ONU respecto a temas de vivienda y desarrollo sustentable. El encuentro ocurre cada 20 años. Los dos anteriores se llevaron a cabo en Vancouver (1976) y Estambul (1996). Participaron más de 50.000 personas en el encuentro en Quito.
Además de asistir al encuentro formal de la ONU, la PAH estuvo invitada a participar en conferencias académicas en FLACSO-Ecuador y una encuentro alternativo (Resistencia Habitat III) que contaba principalmente con la participación de movimientos sociales y actores barriales y que se llevó a cabo en la Universidad Central del Ecuador.
La conferencia de la ONU se centró en la implementación de la Nueva Agenda Urbana (NAU). Para el documento final se había trabajado previamente en varios países, incluido un encuentro en Barcelona. Desde un inicio muchos movimiento sociales, incluida La PAH, nos mostramos críticos con el texto ya que a pesar de tener un lenguaje crítico e incluyente en algunos aspectos, el documento en si era sobre todo una vaga declaración de intenciones con muy pocos mecanismos de rendición de cuentas para los diferentes países. Además de esto, temas claves como la rápida mercantilización de la vivienda y el importante rol que juegan las entidades financieras y fondos buitres en el aumento descontrolado de los precios de la vivienda y en general el acceso a la ciudad ni siquiera estaban mencionados en la NAU.
Participamos en la conferencia ‘Alternativas Urbanas y Sujetos de la Transformación’. Aquí presentamos un trabajo de lo que viene haciendo la PAH durante estos años y como nos convertimos en uno de los principales movimientos sociales de España en la defensa de la vivienda y también como resistencia a las políticas impulsadas por los Gobiernos tanto del PSOE como del PP. Mencionamos las formas de actuar de la PAH y la importancia de las asambleas como fundamentales en nuestra manera de hacer, pensar y crear.
Resistencia Habitat III:
En el encuentro alternativo presentamos el documental ‘Si Se Puede. Siete Días en PAH Barcelona’ y tuvimos una charla posterior con las personas que asistieron.
Encuentro Habitat III:
Participamos en 3 eventos.
1) La presentación de una agenda alternativa trabajada desde el Grupo Internacional para la Promoción de Regulaciones de Mercado y Mercados Alternativos. Nos invitó Knut Unger de la Asociación de Inquilinos del Ruhr (Alemania). En este evento explicamos la ILP tanto nacional como las regionales como mecanismos de control y rendición de cuentas de los gobiernos locales y nacionales.
2) ‘Después de Habitat III: Trabajando Juntxs por una Nueva Realidad Urbana’ organizado por la Fundación Rosa Luxemburgo. En este evento la PAH participó junto a representantes de otros movimientos sociales que explicaron la situación precaria de vivienda que existe en varios sitios (como Sud África o India). Una de las experiencias más bonitas fue encontrar similitudes entre muchos países en los problemas que afrontamos para tener acceso a una vivienda digna y de calidad y saber que somos muchas las que luchamos juntas.
3) También asistimos a un evento organizado por el Gobierno de España, coordinado por el Ministerio de Fomento. El evento se llamaba ‘La Crisis como una Oportunidad para Repensar la Políticas Urbanas y de Vivienda’. Seguramente este fue el momento más efectivo que tuvimos en nuestra participación en Habitat3, sobre todo en el foro formal de la ONU porque pudimos llevar a cabo un escrache al representante de Fomento que se dedico a mentir sobre la realidad en España. Lo mejor es ver el video directamente
Last Friday February 3rd 2017, PAH participated at the panel Eviction and resistance, Anti-displacement Fights in the post-2008 economic crisis, at the Basel Congress Reclaim Democracy
The workshop brought together activists, scholars, collectives, and platforms from different cities in Southern Europe to engage collectively in an exploration of the potential and limits of anti-gentrification discourses and practices in facing the regimes of expulsion that characterize Southern European cities in the current period of austerity.The workshop was organized by Institute for citizenship studies at the University of Genève
At the panel we presented PAH’s 8 years trajectory stopping evictions and changing laws in Spain. We talked about our international campaign against Blackstone (#BlackstoneEvicts) and the direct link between gentrification and evictions. We also shared some best practices to Stop Evictions and to make visible resistance campaigns.
At a second part of the panel we also covered how PAH has influenced the birth of new political parties in Spain, especially in Madrid and Barcelona (where the actual Major, Ada Colau, was the spoken person of PAH). We reviewed the changes and challenges that both cities face.
A member of Abitanti San Siro – CS Cantiere talking also in the name of the European Action Coalition, for the Right to Housing and to the City (PAH is also a member of this European Coalition) presented the study Resisting Evictions across Europe. A key study analyzing the housing situation in different European countries and the organizations fighting to for the right to housing. They also talked about informal, silent and invisible practices of resistance.
The “Worldwide Forum on urban violence, and education for coexistence and peace” ends today in Madrid after 3 days. Hundred of evictions have been executed, silently and by force these 3 days. For living in peace, Human Rights must be accomplished but in Spain HUMAN RIGHTS ARE VIOLATED EVERY DAY when, for suffering a downturn in circumstances due to unemployment or illness:
–> HOMES are lost through forced evictions, with children or elders, to banks that were rescued with public money, to leave them EMPTY because vulture investors are illegally allowed to speculate with housing instead of preserving it as socially necessary. As if that was not enough, your family is left in debt for life! Despite the fact that European courts have reiterated our mortgage laws as abusive.
–> PEOPLE are left in the dark, to shower with cold water if your water has not been cut off too.
This is urban violence, although millions of benefits, corruption and marketing hide this global financial terrorism (still killing and cutting down our health) to be unsolved. Although it were not included into Press release of this World Forum, that should be able to reply this simple QUESTION:
With a minimum allowance of 350-500€, below the poverty threshold for Madrid, how can any family be expected to survive and pay rents? If nobody rents you accommodation and you’ll be homeless, what do you do… when you’re scared to death?
Find a temporary peace getting a ceiling over your head can’t be a crime. With less than 1% social housing in Madrid province, almost 25% have been sold off to vulture funds and only 0.15% of the regional GDP is dedicated to housing. Why are you stigmatized as a criminal, if you aren’t the problem but the system that excluded you? People are forced to recover their housing right by themselves. Nobody wants be excluded. Violence is to discriminate against someone that can’t access a paper, hampered by the Administration when you’re trying to access any rights in the city. Violence? An Administration having resources but not providing them, is promoting further poverty. That’s the real crime, intentionally omitted it in their Press release, to be read by politicals who apply insufficient measures.
Decent laws to meet this emergency are urgently needed:
–> To replace “eviction” with “social rent”. Structurally, not just for the 8% of households unable to cope with the basic expenses of housing, but also for the thousands of people who have died waiting for affordable housing while there are 300,000 empty homes in Madrid, many in the hands of speculators. Unable to rent in your neighborhood because actual rents are not renewed unless adjusted to the new speculative rental bubble that is appearing.
–> To make effective the right to housing = universalize affordable housing, not make rights depend on whether you are profitable for a bank! Guarantee it empowering the people, protecting them from bank frauds and its impunity.
This fundamental laws are “The Five Minimums about Housing” PAH has introduced into National Parlament, and the regional Popular Legislative Initiative (ILP) for the right to housing that today is promoted by several civil organizations that defend Housing other basic social right, such Health or Education.
Otherwise there will be no peace for present and future generations, only anguish.
Dear World Forum, make sure to MPs, mayors and councilors became aware, and demand ACTIONS, supporting ILP Vivienda MAdrid and Ley de Vivienda de La PAH.
PEACE, BREAD, LABOUR RIGHTS… AND HOUSING RIGHT, for DIGNITY!